Part of our commitment to your financial well-being, is to look at all the aspects of your financial life (and more), and develop a single, comprehensive and strategic plan. If it has been a while since we reviewed your complete purpose, intentions, values, and goals; it’s time to set up a meeting to get on track.
Many of our clients have been surprised to learn of all of the different things we can do. Along with managing your investments, we can assist in ensuring you have adequate protection in the event of your death, or if you fall ill or get disabled. Yes, I am talking about insurance (life, critical illness, disability, and long-term care). Many people look at insurance with a negative eye, but this is one of the most important components to your overall financial plan. Ask yourself; are you protected? Do you understand how you’re protected? Are you over-insured and could you reduce what you have to save towards another one of your goals? We are here to answer questions about your existing insurance as well as ensure it is right for you, and for your loved ones.
Estate planning is another important part of your plan. Many pre-retirees are hard pressed to make decisions about when and if they will downsize into a smaller home after retirement, or organize your wishes and funeral arrangements. These may seem like mundane, almost unnecessary tasks for some who are healthy and active, but once you have a plan, you can rest assured that all the details are looked after as to not burden the ones you love.
We also have a team of professionals that we work closely with to allow us to give our clients the exceptional service you deserve. Do you or your kids need a new or refinanced mortgage? We work with a broker who can shop around for the best rate and product, alleviating some if not all of your home-buying stress altogether. Are you going through a separation, or need a lawyer to help with your will and estate plan? Our team of trusted lawyers are committed to helping our clients complete these tasks. Do you think you are paying too much in tax? We work with your accountant to not only see about reducing your taxes today, but look at how we can reduce taxes later in life as well.
Taking a holistic approach to your financial plan not only allows you to know what you have and where you have it, but it provides you with the ability to enjoy life freely and fully without fear of the “unexpected”, and not being prepared.
Kay and I are committed to your success. If you have any questions, or think it may be time to diversify your plan, contact us anytime.
HollisWealth Advisory Services Inc. does not provide income tax preparation services nor does it supervise or review other persons who may provide such services. ™Trademark of The Bank of Nova Scotia, used under licence. Mortgages by referral provided by Invis. Implementing a retirement, estate, and any other form of financial plan may consist of investing in securities (which may include mutual funds), insurance products (such as segregated funds) and other financial instruments. Prospective investors should always obtain a copy of the offering documents in respect of each investment product (such as prospectus, information statement or folder, insurance contract, etc.), and read it carefully, including discussion of any risk factors, fees, expenses, terms, conditions and restrictions. Consult your personal tax and legal advisor before investing.