Blog | Crawford • Ashwood Financial

We are excited to announce that effective May 1, 2023 we will be welcoming you in our new office space! After more than 11 years in our current location, we are moving just over Hwy 401 into Hespeler; only minutes from our current Struck Court location (a short 2.7km). There is ample parking at our new location, with designated spots just for our clients. We are located about 750m east of the Food Basics plaza. Our new address is Unit 4 – 380 Jamieson Pkwy, Cambridge, ON N3C 4N4 Our new phone number is 519-513-6474 You can still reach us…

The First Home Savings Account (FHSA) allows Canadians to save for their first house. The FHSA combines the features of a RRSP and TFSA. Like an RRSP, contributions would be tax-deductible and qualifying withdrawals to purchase a first home would be non-taxable, like a TFSA. You can use it in combination with Home Buyers’ Plan (HBP) – a withdrawal up to $35,000 from your RRSP. The difference, however, is that with the FHSA the funds do not need to be paid back, unlike the HBP/RRSP, which need to be paid back over 15 years after using the RRSP funds to…

After the market volatility of most of 2022, the 2023 year kicked off with some positive swings in markets. Many funds are nicely positive year-to-date. However, ongoing news of inflation and rate hikes are still making investors nervous, causing continued ups and downs. Cap that off with the recent US regional banks upset, and memories of 2008 are stirring up more emotions. The good news is that none of the strategists or portfolio managers who I have heard speak recently feel these events indicate a re-do of 2008. The issue with a couple of these small regional banks is not…

Kay’s retirement is upon us! I am both excited and sad, but most of all grateful for these past almost 10 years I have worked alongside my mum and business partner. It will be a strange new beginning for us, but one that I am confident we will adjust to quickly as Kay parts her working duties and focuses on herself and her much-deserved retirement today. I am so fortunate to have been raised by such a strong, smart, and compassionate woman that my mother is. She mentored me in life, and eventually in this business, and for all her…

We’d like to share some comments on the upcoming U.S. Presidential Election—and the continuing effects of the current pandemic. It is so easy to get stirred up by the media that focuses only on the current and short-term view (which let’s face it has been rather dismal lately), and totally miss the long view. Calmer heads are looking past these short-term uncertainties however, and they are seeing opportunities for positive change in a variety of ways. We don’t profess to be experts in U.S. politics, so we won’t be calling the election here. The fact is anything could happen on…

On behalf of Amanda and myself, we would like to thank Marilyn for her 23 years of dedicated service. Marilyn came to work for me in 1997 as a part time administrative assistant which quickly grew into a full-time position in 1998. In that time Marilyn and I have seen many changes in both the investment world and in our financial advisory practice. Paper was king in the first twelve to fifteen years. Completing all that paperwork accurately, as well as organizing it and following up when necessary, was a monumental job. Today there is far less actual paper, but…

Happy New Year to everyone, let’s hope it’s a good one. I start off this post with an excerpt from an article written by Jason Gibbs BAcc., CPA, CA, CFA, Vice President & Portfolio Manager, 1832 Asset Management L.P. “This is the time of the year when investors feel the need to make short-term forecasts. Save your energy because most of these predictions will turn out to be wrong. The key lesson from 2016 is to never try to time the markets and stop listening to those who profess they can. As Peter Lynch has said: ‘Far more money has…

Wishing all of our clients a very Merry Christmas. We hope you enjoy the holidays with family & friends and get some well deserved rest. We look forward to seeing you in the New Year!

We are thrilled to announce the launch of our brand new website: Crawford • Ashwood Financial First, we’d like to thank all of our clients for your wonderful feedback of our Ten Cent Nickel blog over the past few years, and for sharing our articles with your family and friends. Our business grows solely with the referrals we receive from our wonderful clients, and we appreciate your ongoing support and trust. Our blog is now wrapped all-in-one to our new website, so you will still receive our new post notifications via email; however we suggest that you update your browser…

As we approach the end of yet another year, I like to take some time to reflect on the past year to appreciate all the experiences I have had. Although we share a planet, we all live in our own worlds and as human beings we all experience both pain and pleasure. Our experiences never seem to be a nice balance however. Some years we are given more pain than we think we can endure, and other years we pinch ourselves for all the good fortune we have. Our job, as your financial advisors is to guide you to a…

Category Archives: Blog

We’re Moving!

The New FHSA

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Happy Retirement

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New Year | New Website

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