Summer 2025 Market Update

As we enjoy the warm days of summer, I wanted to take a moment to share a market update and insights that are top of mind.

The first half of 2025 experienced its share of ups and downs, with notable short-term volatility during late March and April. This turbulence was largely driven by President Trump’s policies, causing uncertainty and fluctuations across global markets. Many investors might have felt the urge to react to this geopolitical news, but those who stayed the course have benefited from patience.

Since then, we’ve seen a remarkable recovery, with some markets now reaching all-time highs. This rebound has rewarded patient investors who remained committed to their plans, highlighting the importance of staying invested and focused on long-term goals. History shows that, although markets can be unpredictable in the short term, a disciplined approach often leads to favorable outcomes over time.

Whether you’re just starting to build your portfolio, growing your wealth, planning for retirement, or among the current retirees relying on a secure income stream, having a tailored plan helps you navigate whatever comes your way—providing peace of mind and financial stability across market ups and downs.

Here are some more detailed insights into how the markets have evolved since the spring downturn:

US Markets:

• Major indices like the S&P 500, Dow Jones, and Nasdaq have shown resilience, reaching new highs with upward momentum.
• Technology and healthcare sectors have driven much of this growth, even as concerns around inflation and interest rates persist.
• Federal Reserve policies and inflation data continue to influence market sentiment.

Canada Markets:

• The TSX Composite Index has closely tracked US trends, supported by strength in financials, energy, and natural resources.
• Commodity prices, particularly oil and minerals, have positively impacted Canadian equities.

COVID-19 Recovery vs. 2025 Rebound:

In recent discussions with clients, we’ve talked about how this recovery appears to resemble the “V-shaped” rebound seen during the COVID-19 period—so I wanted to share some insights on this comparison:

• Both feature a sharp decline followed by a rapid recovery. The COVID-19 rebound was supported by massive fiscal stimulus and monetary easing, creating a pronounced V-shape.
• The 2025 recovery has been swift and strong, driven by technological progress, but tempered by persistent inflation, geopolitical tensions, and rate adjustments. It’s more of a “check-mark” or “Nike swoosh” shape in some sectors.

Remember that our professional mutual fund managers are supported by teams of analysts and researchers. They make disciplined decisions grounded in thorough research—keeping emotions out of play. Diversification within these funds also helps mitigate some of the risks associated with stock market investments, adding stability to your financial plan.

As your financial advisor, I am here as your partner through these ebbs and flows. Our ongoing reviews and communication enable us to adjust your plan as needed, keeping your financial well-being front and center.

Wishing you a wonderful remainder of summer, full of good health and fun times.

The comments contained herein are a general discussion of certain issues intended as general information only and should not be relied upon as tax or legal advice. Please obtain independent professional advice, in the context of your particular circumstances. This blog was prepared by Amanda Ashwood, for the benefit of Amanda Ashwood, Financial Planner with Crawford Ashwood Financial, a registered trade name with Investia Financial Services Inc., and does not necessarily reflect the opinion of Investia Financial Services Inc. The information contained in this blog comes from sources we believe reliable, but we cannot guarantee its accuracy or reliability.

The opinions expressed are based on an analysis and interpretation dating from the date of publication and are subject to change without notice. Furthermore, they do not constitute an offer or solicitation to buy or sell any securities. Mutual Funds are offered through Investia Financial Services Inc. Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments.  Please read the Fund Fact sheet or prospectus before investing. Mutual funds are not guaranteed, their values change frequently, and past performance may not be repeated.